Learning

Learning knowledge briefs

Lower deposit-certificate thresholds make financial literacy more important

A proposed revision lowering the individual purchase threshold for large certificates of deposit from 300,000 yuan to 200,000 yuan shows how a banking product can become more accessible while still requiring careful understanding of liquidity, rates and risk.

Information Literacy

A hijacked product QR code turns packaging into an information-security lesson

A report that a product QR code at an exhibition redirected users to an inappropriate site shows that information security includes old packaging, expired domains and neglected digital links—not only apps and passwords.